The Expedia for PEOs

Compare.
Match.
Choose Smarter.

Not all PEOs are created equally. We help businesses compare top national providers, find the perfect fit, and avoid costly mismatches β€” all in one place.

40+
PEOs Analyzed
$200K
Avg. Savings
100%
Unbiased Matching
Live Analysis
PEO Match Results
βœ“ 4 top matches
45 employees Β· Texas Β· Healthcare industry Β· Scaling fast
#1
National / Enterprise PEO
Benefits Compliance Scale
$94K Best Fit
#2
Regional / Local PEO
WC Expertise Hands-on Service
$76K
#3
Small-Business PEO
Transparent Pricing SMB Fit
$58K
#4
Tech-First Platform
Automation Integrations
$42K
Score Breakdown Β· National / Enterprise PEO
Benefits
97
Compliance
92
Pricing Fit
89
πŸ’°
$42K
Est. Savings / yr
⚑
3 min
Time to Results
πŸ“Š
18
Categories Scored
$128K Identified
across benefits + payroll
Top Match Savings
$94K
↑ vs. your current PEO
National PEO Partners
Instant PEO Quote

Get a custom PEO quote in 60 seconds.

Answer a few questions β€” we'll model your savings against our network of 40+ PEOs. No redirects. No phone tag.

⚑ Find your savings in 60 seconds

What are you looking to solve today?

Pick your starting point β€” we'll route you to the right quote tool.

Get the Free PEO Comparison Guide

Compare 40+ PEOs side-by-side

Drop your name & email β€” your personalized PEO strengths & weaknesses breakdown opens instantly in a new tab. Save it, print it, share it.

1 Your contact info
2 About your team
3 Coverage & savings
Step 1 of 3 Β· Your contact info

Let's get your custom quote started

⏱ Under 2 minutes 🚫 No sales calls βœ“ 100% free
1
Who are we preparing this for?
We email your quote here β€” no spam, no sales calls.
πŸ“© Your savings breakdown lands here instantly.
πŸ”’ Only used if you ask us to call.
Trusted by 1,200+ growing companies
Step 2 of 3 Β· About your team

Tell us about your team

2
Tell us about your team
Four quick numbers so we can model your savings.
πŸ‘₯ Full-time + part-time on payroll.
$
πŸ“Š A rough average is fine.
πŸ›‘οΈ These last three sharpen your workers' comp estimate. We've pre-filled typical values β€” only change them if you happen to know yours. If not, just leave them and continue.
βœ… Pre-filled with the typical rate β€” leave it as-is if unsure.
βœ… 1.00 is industry-average β€” only change it if your insurer gave you one.
πŸ’‘ Enter your details above to see live savings insights.
Or get a quote for just one service Don't need the full PEO? Pick what you actually need β€” instant quote in under 60 seconds.
Step 3 of 3 Β· Coverage & savings

Last part β€” your health coverage

🧭
Almost done β€” this is the only part people slow down on, so we'll walk you through it.
Just two things below. Rough numbers are totally fine β€” we confirm the exact figures with you on the call.
1 What you pay now 2 Who's on which plan
1
What do you pay today?
One number required, one optional. Estimates are fine.
$
🧾 What you pay ADP / Gusto / Paychex in fees (not wages). Unsure? ~$1,000–1,500 per employee/yr.
$
πŸ’‘ Don't know it? Leave blank β€” we'll estimate from your plans below.
2
How many employees are on each health plan?
Match your plan to the closest type below and type a headcount.

πŸ‘‰ If everyone's on one plan, just type your headcount on that one row and leave the rest at 0.

Which plan type is mine?
Plans differ mostly by deductible β€” what an employee pays out of pocket before insurance starts covering costs. Lower deductible = higher monthly premium.

β€’ Basic / Bronze β€” cheapest each month, highest deductible (~$3,000). Common for younger, healthy teams.
β€’ Silver β€” the middle-of-the-road choice most companies land on (~$1,500 deductible).
β€’ Gold β€” richer coverage, lower deductible, see more doctors.
β€’ Platinum β€” top tier, lowest out-of-pocket (~$500), highest premium.

Still unsure? Pick the closest β€” an estimate is fine, and we double-check it with you on the call.
Basic
Lowest monthly cost Β· ~$3,000 deductible Β· HSA-eligible
Bronze
Low cost Β· in-network doctors only Β· ~$3,000 deductible
SilverMost common
Balanced cost & coverage Β· ~$1,500 deductible
Gold
Richer coverage Β· ~$1,500 deductible Β· see any doctor
Platinum
Top tier Β· lowest out-of-pocket Β· ~$500 deductible
πŸ’‘When you type a number on a plan, a small panel opens so you can split those people into Employee Only / + Spouse / Family. If that feels like a lot, put everyone under Employee Only for now β€” we'll fine-tune it together.
πŸ”’ No credit card. No obligation. Your custom savings breakdown appears in seconds and lands in your inbox.

Generating Your Custom Quote

Analyzing your data…
Comparing rates across our network:
βœ“ Quote Generated

Your Custom PEO Quote

Estimated Annual Savings
$0
↑ vs. your current setup
Per-Employee Cost
$0/mo
3-Year Savings
$0
πŸ₯Health Insurance Savings
$0
πŸ—οΈWorkers Comp Savings (EMR-adjusted)
$0
πŸ“‹SUTA / Payroll Tax Savings
$0
βš™οΈAdmin Time Value
$0
Annual Cost Β· Today vs PEO
Where your money goes β€” and what we recover
Today With PEO
Bars scale to your highest annual cost across all categories. Hover any bar for the exact figure.
Choose an option below β€” or just check your inbox, your next steps are already on the way.
πŸ“§
Check your email β€” your next steps are on the way. We've emailed you a link to your secure Vyral PEO portal. That's where you'll upload a few documents so we can validate firm, real rates from your matched PEOs. A personalized video walkthrough follows a few minutes later.
THE PEO MARKETPLACE β€” NOT A PEO

Every major PEO,
matched to your business.

Instead of fielding ten sales pitches, we run one independent search across the whole PEO market and bring you the best fit for your size, state, and budget.

Free for employersΒ·No sales pressureΒ·Independent
Vyral

Keep the healthcare you already know,
just at a better price.

Going with a PEO doesn't mean switching doctors or networks β€” you stay on the major carriers you recognize.

UnitedHealthcare, Aetna, BlueCross BlueShield, Cigna
Why It Matters

Not all PEOs are created equally.

Choosing the wrong PEO costs companies time, money, and employee trust. Vyral helps you understand the real differences β€” so you choose the right fit the first time.

πŸ₯
Healthcare Buying Power Varies Widely
Some PEOs have dramatically better group rates due to their employee pool size and carrier relationships.
πŸ’»
Technology Platforms Are Not Equal
From payroll UX to HR dashboards, the employee experience varies dramatically across providers.
πŸ—οΈ
Workers Comp Structure Changes Everything
Master policy vs. guaranteed cost vs. loss-sensitive models can swing your costs by 20–40%.
πŸ“ˆ
Pricing Transparency Ranges from Clear to Hidden
Some PEOs bundle costs opaquely. Others offer clean per-employee-per-month pricing with no surprises.
🌎
Multi-State Capability Is Not Universal
Fast-growing companies need a PEO that can scale across states without gaps in compliance or benefits.
PEO Strengths by Type
There's no single "best" PEO β€” only the best fit for you. Here's how the main types typically compare Β· tap a type for the breakdown
⚑ Vyral scores 18 categories across 40+ PEOs β€” then hands you the one that fits you.
The Process

From confused to confident in minutes.

No pushy sales calls. No endless RFPs. Just a smarter, faster way to find the right PEO.

1

Tell Us What You Need

Answer a few quick questions about your company, priorities, and current pain points. Takes less than 3 minutes.

2

Compare Top-Fit PEOs

We run your profile through our matching engine and show you personalized side-by-side comparisons across the metrics that matter most to you.

3

Choose Smarter

Walk into any PEO conversation with confidence. Or let us guide the intro β€” unbiased, on your timeline, at no cost to you.

Direct vs. Vyral

Go direct, you get one company's pitch.
Go Vyral, you get the whole market.

Shopping PEOs yourself means chasing quotes, decoding mismatched proposals, and negotiating blind. Here's the exact same job β€” done the Vyral way.

Going Direct
⚑ With Vyral
Time to real pricing
βœ•Weeks of calls, document requests, and quote reviews β€” one PEO at a time.
βœ“One 15-minute call. We run the entire search for you.
Paperwork
βœ•Every PEO demands its own data package.
βœ“Submit your info once β€” we take it from there.
Who's advising you
βœ•The company selling you its own plan.
βœ“An independent team paid only if you come out ahead.
Comparing offers
βœ•Mismatched proposals you decode on your own.
βœ“One clean, apples-to-apples scorecard.
Price leverage
βœ•You negotiate with zero market context.
βœ“We benchmark 40+ PEOs and negotiate on your behalf.
After you sign
βœ•You're on your own until renewal sneaks up.
βœ“A live portal re-checks the market for you every quarter.
What it costs you
βœ•A lot of your time β€” and often overpaying.
βœ“$0. Free for employers, always.
Savings Calculator

See what a better PEO could be worth.

Move the sliders to model your potential annual savings across benefits, admin, and workers comp.

Employee Count 50 employees
Average Annual Salary $65,000
Admin Burden (hrs/week your team spends on HR) 12 hrs/week
πŸ₯
$0
Benefits Savings
βš™οΈ
$0
Admin Time Value
πŸ—οΈ
$0
Workers Comp Est.
Estimated Annual Savings Potential
Based on industry averages
$0
Estimates are based on industry benchmarks and may vary. Not a guarantee of savings.
$2.1B+
In PEO costs analyzed for clients
40+
PEO providers in our network
97%
Client satisfaction rate
3 min
Average time to your match results
Client Stories

Real companies. Real results.

Vyral is 100% free for clients β€” and our custom portal gives every client a live, interactive dashboard to track their setup vs. competing PEOs over time.

🦺Workers Comp Win
β˜…β˜…β˜…β˜…β˜…

"In building services, workers comp makes or breaks your margins. Vyral benchmarked our experience mod and found a PEO master policy that cut our comp cost meaningfully β€” then quarterbacked the entire switch for us."

NB
Neil Betoff
CEO β€” STAR Building Services
πŸ’ͺBig-Company Benefits
β˜…β˜…β˜…β˜…β˜…

"As a gym owner I never thought I could offer big-company benefits. Vyral matched me to a PEO that gave my trainers real health coverage at a rate I could actually afford β€” and it cost me nothing to work with them."

SR
Stu Rosenstein
Owner β€” Ovox Gym & Training Center
🎯

Your portal is waiting.

Get your own Vyral PEO dashboard β€” current setup vs. multiple PEOs, live updates, quarterly benchmarks. Always free.

⚑ Get Started Free
Beyond PEO

More ways Vyral helps you optimize.

Once we've dialed in your PEO, we help you identify adjacent savings opportunities that most companies never explore.

πŸ—οΈ

Workers Compensation

Your workers comp structure may be costing you significantly more than it should. We help you understand and optimize every layer.

Analyze your current carrier & policy structure
Review loss runs & experience mod rate
Benchmark class code accuracy
Model master policy vs. guaranteed cost
Identify safety program credits
πŸ”¬

R&D Tax Credits

Thousands of companies qualify for R&D credits they're not claiming. We help you identify eligibility across your activities β€” including payroll tax offsets.

Assess qualification across all activities
Surface overlooked qualifying expenses
Model payroll tax offset for startups
Industry-specific qualification analysis
Connect with specialized R&D credit firms
πŸ“Š

401(k) Optimization

Most companies are overpaying in 401(k) fees and underdelivering on employee experience. We help you benchmark, compare, and improve.

Benchmark your current plan fees
Analyze fund lineup & expense ratios
Evaluate plan design & match structure
Review payroll integration quality
Assess fiduciary liability exposure
Smart Match Finder

Let us find your PEO Shortlist.

Answer 6 quick questions. Our matching engine analyzes your profile against 40+ PEOs and surfaces the best options for your specific situation.

PEO Smart Match Survey
Step 1 of 6
πŸš€ Get Started Today

Find the right PEO before making a costly mistake.

Join hundreds of companies who used Vyral to compare smarter, choose better, and unlock savings they didn't know existed. Free, unbiased, and built for businesses like yours.

πŸ”
PEO Comparison
Side-by-side analysis across 18 categories
⚑
Instant Quote
Estimated savings in under 60 seconds
πŸ“…
Book a Specialist
30-min call with a licensed PEO advisor
Or get a quote for just one service:

Talk to a PEO expert.
No pitch. Just a straight answer.

A free call to see whether a PEO actually fits your business β€” and what it would cost. If it isn't right for you, we'll be the first to say so.

Free PEO strategy call

with a Vyral PEO expert
πŸ•’ ~30 min Β· Free Β· No obligation

We'll learn how you manage benefits today, how familiar you are with PEOs, and where the real savings might be for your team.

πŸ€–
K(AI) β€” PEO Advisor
Online Β· Ready to help
πŸ‘‹ Hi! I'm K(AI), Vyral's AI PEO specialist. Ask me anything β€” PEO pricing, how to compare providers, workers comp, benefits, or how to find your best fit.
πŸŽ™οΈ
Tap to speak with K(AI)
Analysis
Analyzing your data…
Running calculations against industry benchmarks
Your results are ready πŸŽ‰
Enter your info to unlock your projected savings β€” we'll also send it to you and set up your free consultation.
Your Projected Opportunity
β€”